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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,870 | $167,362-43.9% | $143,799-34.7% | $134,532-30.2% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -15.85% | 0.47%-16.3pp | -0.04%-15.8pp | 418.27%-434.1pp |
| Employer contribution / active EE | $2,113 | $5,620-62.4% | $4,952-57.3% | $4,741-55.4% |
| Participant deferral / active EE | $7,830 | $6,447+21.4% | $5,638+38.9% | $6,401+22.3% |
| Admin fee / account holder | $5 | $18,094-100.0% | $14,677-100.0% | $11,429-100.0% |