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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,261 | $202,342-76.1% | $172,752-72.1% | $152,897-68.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 18.98% | 1029.83%-1010.8pp | 802.97%-784.0pp | 345.43%-326.4pp |
| Employer contribution / active EE | $6,513 | $5,858+11.2% | $5,144+26.6% | $4,764+36.7% |
| Participant deferral / active EE | $4,314 | $5,948-27.5% | $5,198-17.0% | $5,851-26.3% |
| Admin fee / account holder | $5,810 | $17,111-66.0% | $13,955-58.4% | $11,599-49.9% |