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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,734 | $183,592-52.8% | $155,574-44.2% | $145,877-40.5% |
| Participation rate | 16.7% | 82.7%-66.0pp | 78.2%-61.5pp | 80.3%-63.6pp |
| Annual return | 13.91% | 61.37%-47.5pp | 64.87%-51.0pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,364 | $5,317-74.3% | $4,676-70.8% | $4,663-70.7% |
| Participant deferral / active EE | $1,875 | $6,466-71.0% | $5,629-66.7% | $6,691-72.0% |
| Admin fee / account holder | $487 | $19,316-97.5% | $15,914-96.9% | $13,402-96.4% |