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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,356 | $124,336-57.1% | $111,303-52.1% | $167,518-68.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.76% | 37.45%-21.7pp | 54.66%-38.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $3,368 | $3,436-2.0% | $2,731+23.3% | $4,838-30.4% |
| Participant deferral / active EE | $8,180 | $5,181+57.9% | $4,487+82.3% | $6,342+29.0% |
| Admin fee / account holder | $1,247 | $10,623-88.3% | $7,966-84.3% | $12,312-89.9% |