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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,296 | $80,992-41.6% | $96,534-51.0% | $75,173-37.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.64% | 27.05%-9.4pp | 25.88%-8.2pp | 160.72%-143.1pp |
| Employer contribution / active EE | $3,221 | $2,283+41.1% | $2,965+8.6% | $2,671+20.6% |
| Participant deferral / active EE | $6,379 | $3,929+62.4% | $4,851+31.5% | $4,126+54.6% |
| Admin fee / account holder | $3,382 | $6,717-49.7% | $8,253-59.0% | $5,651-40.1% |