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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,111 | $88,815-28.9% | $81,882-22.9% | $145,897-56.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.79% | 1033.75%-1022.0pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $2,145 | $3,086-30.5% | $2,916-26.4% | $4,663-54.0% |
| Participant deferral / active EE | $8,557 | $4,647+84.1% | $4,323+97.9% | $6,689+27.9% |
| Admin fee / account holder | $1,109 | $8,434-86.9% | $7,360-84.9% | $13,390-91.7% |