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| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC1 year Filed as: PCS RETIREMENT LLC Service code 13 · EIN 23-3038464 | Contract Administrator | $28,128 |
BRINKER CAPITAL1 year Filed as: BRINKER CAPITAL, INC Service code 28 1055 WESTLAKE DRIVE · BERWYN, PA 19312 | Investment Management | $11,605 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,885 | $102,661-10.5% | $151,628-39.4% | $66,930+37.3% |
| Participation rate | 98.5% | 85.5%+12.9pp | 87.5%+11.0pp | 69.8%+28.7pp |
| Annual return | -14.92% | -10.81%-4.1pp | 3.34%-18.3pp | 1.57%-16.5pp |
| Employer contribution / active EE | $7,192 | $4,184+71.9% | $6,165+16.7% | $2,545+182.6% |
| Participant deferral / active EE | $13,592 | $6,645+104.5% | $8,363+62.5% | $4,238+220.7% |
| Admin fee / account holder | $308 | $630-51.1% | $11,613-97.3% | $593-48.1% |