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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,666 | $94,529-37.9% | $140,019-58.1% | $64,173-8.6% |
| Participation rate | 86.6% | 84.1%+2.5pp | 87.5%-0.9pp | 69.6%+17.0pp |
| Annual return | -10.76% | 7.77%-18.5pp | 651.15%-661.9pp | 7.63%-18.4pp |
| Employer contribution / active EE | $5,441 | $3,812+42.7% | $5,605-2.9% | $2,381+128.6% |
| Participant deferral / active EE | $11,181 | $5,250+113.0% | $6,927+61.4% | $3,470+222.2% |
| Admin fee / account holder | $3,466 | $6,741-48.6% | $10,705-67.6% | $4,887-29.1% |