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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,773 | $138,075-69.0% | $123,552-65.4% | $135,379-68.4% |
| Participation rate | 78.9% | 84.7%-5.8pp | 82.3%-3.3pp | 82.6%-3.7pp |
| Annual return | -8.57% | 153.70%-162.3pp | 119.20%-127.8pp | 519.79%-528.4pp |
| Employer contribution / active EE | $6,122 | $5,152+18.8% | $4,628+32.3% | $4,779+28.1% |
| Participant deferral / active EE | $8,693 | $6,800+27.8% | $6,426+35.3% | $5,609+55.0% |
| Admin fee / account holder | $3,111 | $10,917-71.5% | $9,285-66.5% | $10,828-71.3% |