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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,935 | $150,447-75.4% | $136,298-72.9% | $147,586-75.0% |
| Participation rate | 94.1% | 84.4%+9.7pp | 81.9%+12.2pp | 82.8%+11.3pp |
| Annual return | 20.47% | 1049.15%-1028.7pp | 5156.27%-5135.8pp | 578.59%-558.1pp |
| Employer contribution / active EE | $4,061 | $5,256-22.7% | $4,696-13.5% | $4,876-16.7% |
| Participant deferral / active EE | $5,678 | $6,631-14.4% | $6,247-9.1% | $5,439+4.4% |
| Admin fee / account holder | $1,810 | $10,906-83.4% | $9,244-80.4% | $10,886-83.4% |