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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,917 | $102,393-63.0% | $147,041-74.2% | $80,911-53.1% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.6%+29.1pp |
| Annual return | 14.66% | 134.95%-120.3pp | 419.21%-404.6pp | 35.63%-21.0pp |
| Employer contribution / active EE | $2,161 | $3,715-41.8% | $4,935-56.2% | $2,756-21.6% |
| Participant deferral / active EE | $3,788 | $6,647-43.0% | $8,071-53.1% | $4,297-11.8% |
| Admin fee / account holder | $782 | $7,943-90.2% | $13,006-94.0% | $6,935-88.7% |