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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,383 | $82,674-70.5% | $125,381-80.6% | $68,486-64.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.66% | -5.97%-13.7pp | 572.31%-592.0pp | -7.85%-11.8pp |
| Employer contribution / active EE | $1,713 | $3,382-49.4% | $4,815-64.4% | $2,597-34.0% |
| Participant deferral / active EE | $4,432 | $6,111-27.5% | $7,448-40.5% | $4,028+10.0% |
| Admin fee / account holder | $688 | $6,277-89.0% | $10,007-93.1% | $5,404-87.3% |