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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,576 | $160,070-94.0% | $147,117-93.5% | $145,897-93.4% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 19.10% | 98.69%-79.6pp | 420.54%-401.4pp | 552.29%-533.2pp |
| Employer contribution / active EE | $1,644 | $5,285-68.9% | $4,932-66.7% | $4,663-64.7% |
| Participant deferral / active EE | $5,983 | $8,419-28.9% | $8,065-25.8% | $6,689-10.6% |
| Admin fee / account holder | $4,335 | $15,035-71.2% | $12,993-66.6% | $13,390-67.6% |