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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,208 | $110,410-65.4% | $102,437-62.7% | $145,897-73.8% |
| Participation rate | 63.2% | 77.9%-14.8pp | 74.5%-11.4pp | 80.3%-17.1pp |
| Annual return | 17.58% | 24.85%-7.3pp | 24.95%-7.4pp | 552.29%-534.7pp |
| Employer contribution / active EE | $2,651 | $4,217-37.1% | $3,871-31.5% | $4,663-43.2% |
| Participant deferral / active EE | $3,052 | $5,622-45.7% | $5,060-39.7% | $6,689-54.4% |
| Admin fee / account holder | $10 | $9,745-99.9% | $8,388-99.9% | $13,390-99.9% |