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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,208 | $110,337-65.4% | $102,383-62.7% | $145,877-73.8% |
| Participation rate | 63.2% | 77.9%-14.8pp | 74.5%-11.4pp | 80.3%-17.1pp |
| Annual return | 17.58% | 24.83%-7.3pp | 24.94%-7.4pp | 551.28%-533.7pp |
| Employer contribution / active EE | $2,651 | $4,216-37.1% | $3,870-31.5% | $4,663-43.2% |
| Participant deferral / active EE | $3,052 | $5,621-45.7% | $5,060-39.7% | $6,691-54.4% |
| Admin fee / account holder | $10 | $9,750-99.9% | $8,391-99.9% | $13,402-99.9% |