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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,128 | $169,361-91.1% | $129,397-88.3% | $145,877-89.6% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 14.17% | 14395.54%-14381.4pp | 9453.98%-9439.8pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,492 | $5,542-73.1% | $4,154-64.1% | $4,663-68.0% |
| Participant deferral / active EE | $920 | $4,987-81.5% | $4,167-77.9% | $6,691-86.2% |
| Admin fee / account holder | $812 | $9,903-91.8% | $7,679-89.4% | $13,402-93.9% |