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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,821 | $156,970-93.1% | $121,210-91.1% | $139,487-92.2% |
| Participation rate | 83.3% | 76.5%+6.9pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 22.60% | 1477.10%-1454.5pp | 987.41%-964.8pp | 373.84%-351.2pp |
| Employer contribution / active EE | $1,138 | $5,546-79.5% | $4,171-72.7% | $4,755-76.1% |
| Participant deferral / active EE | $1,595 | $4,849-67.1% | $4,084-60.9% | $6,713-76.2% |
| Admin fee / account holder | $1,192 | $6,947-82.8% | $5,647-78.9% | $11,407-89.6% |