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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,622 | $185,225-91.6% | $142,898-89.1% | $167,536-90.7% |
| Participation rate | 80.0% | 78.5%+1.5pp | 72.0%+8.0pp | 82.1%-2.1pp |
| Annual return | 13.04% | 8558.12%-8545.1pp | 5639.64%-5626.6pp | 478.82%-465.8pp |
| Employer contribution / active EE | $1,645 | $5,607-70.7% | $4,146-60.3% | $4,839-66.0% |
| Participant deferral / active EE | $2,445 | $4,496-45.6% | $3,838-36.3% | $6,342-61.5% |
| Admin fee / account holder | $6,930 | $8,032-13.7% | $6,560+5.6% | $12,315-43.7% |