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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,128 | $169,356-91.1% | $129,406-88.3% | $145,897-89.6% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 14.17% | 14418.62%-14404.4pp | 9468.18%-9454.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,492 | $5,542-73.1% | $4,155-64.1% | $4,663-68.0% |
| Participant deferral / active EE | $920 | $4,987-81.5% | $4,167-77.9% | $6,689-86.2% |
| Admin fee / account holder | $812 | $9,915-91.8% | $7,689-89.4% | $13,390-93.9% |