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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,187 | $149,040-88.5% | $120,225-85.7% | $137,256-87.5% |
| Participation rate | 62.5% | 75.4%-12.9pp | 69.6%-7.1pp | 80.0%-17.5pp |
| Annual return | 18.60% | 605.68%-587.1pp | 439.23%-420.6pp | 220.34%-201.7pp |
| Employer contribution / active EE | $933 | $4,350-78.6% | $3,475-73.2% | $4,156-77.6% |
| Participant deferral / active EE | $557 | $4,655-88.0% | $3,999-86.1% | $6,407-91.3% |
| Admin fee / account holder | $34 | $6,348-99.5% | $5,696-99.4% | $12,270-99.7% |