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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,151 | $52,519-80.7% | $155,789-93.5% | $59,633-83.0% |
| Participation rate | 78.8% | 61.7%+17.1pp | 76.1%+2.7pp | 68.7%+10.1pp |
| Annual return | 1.24% | 53.51%-52.3pp | 71.54%-70.3pp | 2041.45%-2040.2pp |
| Employer contribution / active EE | $702 | $1,589-55.8% | $3,839-81.7% | $2,203-68.1% |
| Participant deferral / active EE | $1,442 | $3,084-53.3% | $4,798-69.9% | $3,192-54.8% |
| Admin fee / account holder | $5,758 | $3,540+62.7% | $7,477-23.0% | $4,297+34.0% |