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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,924 | $70,475+117.0% | $100,530+52.1% | $79,858+91.5% |
| Participation rate | 81.3% | 73.7%+7.6pp | 79.4%+1.8pp | 69.6%+11.6pp |
| Annual return | 5.62% | 21.90%-16.3pp | 30.89%-25.3pp | 31.72%-26.1pp |
| Employer contribution / active EE | $1,297 | $2,165-40.1% | $3,418-62.1% | $2,471-47.5% |
| Participant deferral / active EE | $6,193 | $5,181+19.5% | $6,271-1.2% | $3,740+65.6% |
| Admin fee / account holder | $12,008 | $4,478+168.1% | $8,083+48.6% | $5,306+126.3% |