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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,313 | $56,287+90.7% | $80,977+32.5% | $62,881+70.7% |
| Participation rate | 82.9% | 68.9%+13.9pp | 75.8%+7.0pp | 69.3%+13.6pp |
| Annual return | 3.93% | 22.13%-18.2pp | 17.11%-13.2pp | 20.14%-16.2pp |
| Employer contribution / active EE | $1,600 | $1,943-17.7% | $3,715-56.9% | $2,281-29.9% |
| Participant deferral / active EE | $7,389 | $4,196+76.1% | $5,696+29.7% | $3,203+130.7% |
| Admin fee / account holder | $2,973 | $3,742-20.5% | $5,517-46.1% | $4,296-30.8% |