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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,473 | $167,323-45.9% | $143,770-37.1% | $134,493-32.7% |
| Participation rate | 66.7% | 84.8%-18.1pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -16.45% | 0.47%-16.9pp | -0.04%-16.4pp | 418.01%-434.5pp |
| Employer contribution / active EE | $3,939 | $5,619-29.9% | $4,951-20.5% | $4,740-16.9% |
| Participant deferral / active EE | $5,839 | $6,446-9.4% | $5,638+3.6% | $6,400-8.8% |
| Admin fee / account holder | $3,971 | $18,088-78.0% | $14,673-72.9% | $11,425-65.2% |