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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,335 | $202,342-58.3% | $172,753-51.2% | $152,909-44.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.56% | 1029.88%-1012.3pp | 803.00%-785.4pp | 345.46%-327.9pp |
| Employer contribution / active EE | $3,371 | $5,857-42.5% | $5,144-34.5% | $4,764-29.2% |
| Participant deferral / active EE | $6,454 | $5,948+8.5% | $5,198+24.2% | $5,851+10.3% |
| Admin fee / account holder | $1,040 | $17,112-93.9% | $13,956-92.6% | $11,601-91.0% |