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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,779 | $111,785+265.7% | $93,669+336.4% | $145,877+180.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.11% | 203.79%-188.7pp | 133.59%-118.5pp | 551.28%-536.2pp |
| Employer contribution / active EE | $2,327 | $3,096-24.8% | $2,424-4.0% | $4,663-50.1% |
| Participant deferral / active EE | $8,210 | $4,919+66.9% | $4,416+85.9% | $6,691+22.7% |
| Admin fee / account holder | $62,610 | $10,256+510.5% | $8,291+655.1% | $13,402+367.2% |