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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,301 | $124,425+13.6% | $112,040+26.1% | $137,256+2.9% |
| Participation rate | 84.6% | 79.3%+5.3pp | 76.5%+8.1pp | 80.0%+4.7pp |
| Annual return | 14.92% | 24.72%-9.8pp | 24.52%-9.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,438 | $3,411-28.5% | $2,954-17.5% | $4,156-41.3% |
| Participant deferral / active EE | $4,078 | $5,718-28.7% | $5,098-20.0% | $6,407-36.3% |
| Admin fee / account holder | $9,074 | $15,207-40.3% | $12,098-25.0% | $12,270-26.1% |