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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,761 | $97,125+22.3% | $86,233+37.7% | $137,256-13.5% |
| Participation rate | 42.9% | 74.2%-31.3pp | 69.0%-26.2pp | 80.0%-37.1pp |
| Annual return | 18.87% | 74.19%-55.3pp | 61.39%-42.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,112 | $2,841-60.9% | $2,504-55.6% | $4,156-73.2% |
| Participant deferral / active EE | $4,243 | $5,180-18.1% | $4,559-6.9% | $6,407-33.8% |
| Admin fee / account holder | $1,821 | $9,725-81.3% | $8,342-78.2% | $12,270-85.2% |