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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,622 | $75,541-62.1% | $152,093-81.2% | $82,637-65.4% |
| Participation rate | 78.0% | 66.5%+11.4pp | 77.8%+0.2pp | 68.1%+9.9pp |
| Annual return | 10.38% | 32.56%-22.2pp | 66.36%-56.0pp | 53.51%-43.1pp |
| Employer contribution / active EE | $1,239 | $2,622-52.8% | $4,175-70.3% | $2,552-51.5% |
| Participant deferral / active EE | $1,829 | $3,206-42.9% | $5,451-66.4% | $4,126-55.7% |
| Admin fee / account holder | $20,045 | $6,405+213.0% | $14,497+38.3% | $7,339+173.1% |