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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,899 | $85,171-68.4% | $172,752-84.4% | $72,975-63.1% |
| Participation rate | 83.3% | 70.1%+13.3pp | 82.6%+0.7pp | 69.5%+13.8pp |
| Annual return | 21.56% | 27.32%-5.8pp | 802.97%-781.4pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,573 | $3,324-52.7% | $5,144-69.4% | $2,440-35.5% |
| Participant deferral / active EE | $2,117 | $3,260-35.1% | $5,198-59.3% | $3,608-41.3% |
| Admin fee / account holder | $520 | $5,880-91.2% | $13,955-96.3% | $5,124-89.8% |