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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,311 | $78,690+14.8% | $161,489-44.1% | $87,485+3.2% |
| Participation rate | 84.2% | 67.5%+16.7pp | 78.7%+5.5pp | 68.9%+15.3pp |
| Annual return | 16.91% | 32.74%-15.8pp | 89.72%-72.8pp | 26.06%-9.1pp |
| Employer contribution / active EE | $2,448 | $2,588-5.4% | $4,268-42.6% | $2,596-5.7% |
| Participant deferral / active EE | $3,974 | $3,311+20.0% | $5,630-29.4% | $4,274-7.0% |
| Admin fee / account holder | $1,090 | $6,724-83.8% | $16,006-93.2% | $7,775-86.0% |