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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,288 | $95,404+27.1% | $113,397+7.0% | $82,637+46.8% |
| Participation rate | 81.0% | 72.8%+8.2pp | 76.5%+4.5pp | 68.1%+13.0pp |
| Annual return | 11.51% | 19.08%-7.6pp | 23.20%-11.7pp | 53.51%-42.0pp |
| Employer contribution / active EE | $4,033 | $2,307+74.9% | $2,977+35.5% | $2,552+58.0% |
| Participant deferral / active EE | $6,103 | $4,220+44.6% | $5,076+20.2% | $4,126+47.9% |
| Admin fee / account holder | $16,580 | $9,168+80.8% | $11,957+38.7% | $7,339+125.9% |