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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,288 | $95,453+27.1% | $112,040+8.3% | $82,448+47.1% |
| Participation rate | 81.0% | 72.8%+8.3pp | 76.5%+4.5pp | 68.1%+13.0pp |
| Annual return | 11.51% | 23.92%-12.4pp | 24.52%-13.0pp | 41.64%-30.1pp |
| Employer contribution / active EE | $4,033 | $2,318+74.0% | $2,954+36.5% | $2,551+58.1% |
| Participant deferral / active EE | $6,103 | $4,224+44.5% | $5,098+19.7% | $4,139+47.4% |
| Admin fee / account holder | $16,580 | $9,013+83.9% | $12,098+37.0% | $7,234+129.2% |