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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,312 | $86,940+31.5% | $102,434+11.6% | $80,935+41.2% |
| Participation rate | 81.0% | 72.4%+8.6pp | 76.5%+4.5pp | 67.7%+13.4pp |
| Annual return | 12.98% | 18.89%-5.9pp | 29.46%-16.5pp | 35.66%-22.7pp |
| Employer contribution / active EE | $4,451 | $2,370+87.8% | $3,023+47.2% | $2,757+61.5% |
| Participant deferral / active EE | $6,924 | $4,121+68.0% | $5,055+37.0% | $4,299+61.0% |
| Admin fee / account holder | $18,863 | $8,047+134.4% | $9,462+99.4% | $6,924+172.4% |