Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: BREMER TRUST NA Service code 21 PO BOX 986 · ST CLOUD, MN 56301 | Bank Trustee | $9,893 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $850 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $41 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,423 | $47,977-38.7% | $154,111-80.9% | $56,287-47.7% |
| Participation rate | 51.3% | 66.2%-14.9pp | 83.0%-31.7pp | 69.9%-18.5pp |
| Annual return | 9.87% | 3.54%+6.3pp | 735.18%-725.3pp | -9.96%+19.8pp |
| Employer contribution / active EE | $566 | $2,169-73.9% | $5,298-89.3% | $2,111-73.2% |
| Participant deferral / active EE | $1,550 | $2,392-35.2% | $5,081-69.5% | $3,350-53.7% |
| Admin fee / account holder | $80 | $438-81.8% | $13,411-99.4% | $521-84.7% |