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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BREMER TRUST, N.A. Service code 21 P.O. BOX 986 · ST. CLOUD, MN 56301 | Bank Trustee | $11,289 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,600 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,214 | $64,909-25.7% | $82,313-41.4% | $62,293-22.6% |
| Participation rate | 86.4% | 74.9%+11.5pp | 76.9%+9.5pp | 69.5%+16.8pp |
| Annual return | 22.16% | 21.18%+1.0pp | 25.88%-3.7pp | 28.90%-6.7pp |
| Employer contribution / active EE | $1,992 | $1,676+18.9% | $2,428-18.0% | $2,042-2.4% |
| Participant deferral / active EE | $3,160 | $3,103+1.8% | $3,706-14.7% | $3,169-0.3% |
| Admin fee / account holder | $74 | $440-83.1% | $5,608-98.7% | $479-84.5% |