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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,852 | $88,042+77.0% | $138,135+12.8% | $79,858+95.2% |
| Participation rate | 73.5% | 71.4%+2.0pp | 78.7%-5.2pp | 69.6%+3.8pp |
| Annual return | -3.39% | 20.58%-24.0pp | 20.51%-23.9pp | 31.72%-35.1pp |
| Employer contribution / active EE | $3,761 | $3,103+21.2% | $5,587-32.7% | $2,471+52.2% |
| Participant deferral / active EE | $1,439 | $4,704-69.4% | $6,431-77.6% | $3,740-61.5% |
| Admin fee / account holder | $3,720 | $7,791-52.3% | $11,856-68.6% | $5,306-29.9% |