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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,595 | $82,882+113.1% | $127,803+38.2% | $72,983+142.0% |
| Participation rate | 73.8% | 71.5%+2.3pp | 79.0%-5.2pp | 69.5%+4.3pp |
| Annual return | 1.78% | 32.20%-30.4pp | 26.14%-24.4pp | 81.01%-79.2pp |
| Employer contribution / active EE | $8,279 | $3,346+147.4% | $4,576+80.9% | $2,440+239.3% |
| Participant deferral / active EE | $1,427 | $4,791-70.2% | $6,023-76.3% | $3,608-60.5% |
| Admin fee / account holder | $3,284 | $6,487-49.4% | $9,399-65.1% | $5,124-35.9% |