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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,742 | $63,346-1.0% | $92,240-32.0% | $70,126-10.5% |
| Participation rate | 85.5% | 68.7%+16.8pp | 76.5%+9.0pp | 69.5%+15.9pp |
| Annual return | 11.03% | 530.19%-519.2pp | 176.29%-165.3pp | 73.15%-62.1pp |
| Employer contribution / active EE | $1,991 | $2,471-19.4% | $3,680-45.9% | $2,343-15.0% |
| Participant deferral / active EE | $3,981 | $2,854+39.5% | $3,897+2.2% | $3,332+19.5% |
| Admin fee / account holder | $660 | $3,841-82.8% | $5,194-87.3% | $4,645-85.8% |