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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,119 | $56,894-11.9% | $84,753-40.9% | $62,881-20.3% |
| Participation rate | 87.5% | 68.5%+19.0pp | 76.6%+10.9pp | 69.3%+18.2pp |
| Annual return | -2.14% | 6.30%-8.4pp | 22.78%-24.9pp | 20.14%-22.3pp |
| Employer contribution / active EE | $1,972 | $2,400-17.8% | $3,574-44.8% | $2,281-13.5% |
| Participant deferral / active EE | $3,831 | $2,709+41.4% | $3,712+3.2% | $3,203+19.6% |
| Admin fee / account holder | $1,590 | $3,581-55.6% | $5,333-70.2% | $4,296-63.0% |