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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH4 years Service code 15 · EIN 45-0436653 401 N 4TH ST. SUITE 301 · BISMARCK, ND 58501 | Recordkeeping | $132,849 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,885 | $45,900+115.4% | $94,057+5.1% | $64,340+53.7% |
| Participation rate | 71.1% | 50.6%+20.5pp | 73.3%-2.3pp | 55.2%+15.8pp |
| Annual return | 12.66% | 50.47%-37.8pp | 480.62%-468.0pp | 24.14%-11.5pp |
| Employer contribution / active EE | $5,894 | $1,612+265.6% | $2,933+100.9% | $1,862+216.6% |
| Participant deferral / active EE | $2,056 | $2,102-2.2% | $4,709-56.3% | $2,980-31.0% |
| Admin fee / account holder | $575 | $3,143-81.7% | $7,244-92.1% | $3,703-84.5% |