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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH4 years Service code 15 · EIN 45-0436653 401 N 4TH ST. SUITE 301 · BISMARCK, ND 58501 | Recordkeeping | $132,849 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,885 | $47,553+107.9% | $136,867-27.8% | $69,733+41.8% |
| Participation rate | 71.1% | 61.4%+9.7pp | 74.5%-3.5pp | 62.5%+8.6pp |
| Annual return | 12.66% | -91.50%+104.2pp | 42.97%-30.3pp | 15.22%-2.6pp |
| Employer contribution / active EE | $5,894 | $2,087+182.4% | $3,547+66.2% | $2,250+161.9% |
| Participant deferral / active EE | $2,056 | $2,300-10.6% | $4,924-58.2% | $3,054-32.7% |
| Admin fee / account holder | $575 | $3,496-83.5% | $10,340-94.4% | $3,102-81.5% |