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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,442 | $85,515-10.6% | $112,040-31.8% | $67,986+12.4% |
| Participation rate | 87.9% | 68.2%+19.7pp | 76.5%+11.4pp | 57.2%+30.7pp |
| Annual return | 15.00% | 29.68%-14.7pp | 24.52%-9.5pp | 31.67%-16.7pp |
| Employer contribution / active EE | $1,982 | $2,191-9.5% | $2,954-32.9% | $2,019-1.8% |
| Participant deferral / active EE | $4,764 | $4,014+18.7% | $5,098-6.5% | $3,358+41.9% |
| Admin fee / account holder | $6,182 | $3,774+63.8% | $12,098-48.9% | $3,203+93.0% |