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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,934 | $176,838-36.1% | $146,685-23.0% | $167,518-32.6% |
| Participation rate | 77.8% | 83.6%-5.8pp | 80.1%-2.3pp | 82.1%-4.3pp |
| Annual return | 12.57% | 24.04%-11.5pp | 22.75%-10.2pp | 478.71%-466.1pp |
| Employer contribution / active EE | $2,061 | $5,161-60.1% | $4,137-50.2% | $4,838-57.4% |
| Participant deferral / active EE | $4,103 | $6,441-36.3% | $5,507-25.5% | $6,342-35.3% |
| Admin fee / account holder | $9,139 | $13,262-31.1% | $10,281-11.1% | $12,312-25.8% |