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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,549 | $162,785-37.0% | $133,959-23.4% | $158,950-35.5% |
| Participation rate | 72.2% | 83.2%-11.0pp | 79.8%-7.6pp | 82.0%-9.7pp |
| Annual return | 15.60% | 41.94%-26.3pp | 45.09%-29.5pp | 302.91%-287.3pp |
| Employer contribution / active EE | $1,735 | $4,975-65.1% | $3,919-55.7% | $4,762-63.6% |
| Participant deferral / active EE | $3,392 | $5,910-42.6% | $5,047-32.8% | $5,983-43.3% |
| Admin fee / account holder | $3,052 | $11,738-74.0% | $8,928-65.8% | $11,248-72.9% |