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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,806 | $91,037+238.1% | $71,671+329.5% | $147,586+108.6% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 7.35% | 20.48%-13.1pp | 20.65%-13.3pp | 578.59%-571.2pp |
| Employer contribution / active EE | $7,791 | $3,327+134.2% | $2,460+216.7% | $4,876+59.8% |
| Participant deferral / active EE | $8,401 | $4,498+86.8% | $3,438+144.3% | $5,439+54.5% |
| Admin fee / account holder | $17,551 | $8,613+103.8% | $5,558+215.7% | $10,886+61.2% |