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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,061 | $104,709+195.2% | $85,705+260.6% | $167,553+84.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 13.43% | 21.45%-8.0pp | 21.49%-8.1pp | 478.89%-465.5pp |
| Employer contribution / active EE | $5,016 | $3,338+50.3% | $2,619+91.5% | $4,840+3.6% |
| Participant deferral / active EE | $2,398 | $4,827-50.3% | $3,924-38.9% | $6,343-62.2% |
| Admin fee / account holder | $349 | $10,036-96.5% | $6,877-94.9% | $12,316-97.2% |