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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,368 | $176,077-41.9% | $159,455-35.8% | $167,518-38.9% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 17.07% | 331.83%-314.8pp | 263.63%-246.6pp | 478.71%-461.6pp |
| Employer contribution / active EE | $6,529 | $5,298+23.2% | $4,830+35.2% | $4,838+34.9% |
| Participant deferral / active EE | $12,466 | $7,751+60.8% | $7,353+69.5% | $6,342+96.6% |
| Admin fee / account holder | $4,942 | $12,556-60.6% | $10,800-54.2% | $12,312-59.9% |