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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,971 | $165,399-59.5% | $149,745-55.3% | $158,982-57.9% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 17.10% | 348.34%-331.2pp | 276.72%-259.6pp | 302.99%-285.9pp |
| Employer contribution / active EE | $3,969 | $5,105-22.3% | $4,646-14.6% | $4,763-16.7% |
| Participant deferral / active EE | $12,809 | $7,183+78.3% | $6,843+87.2% | $5,983+114.1% |
| Admin fee / account holder | $1,846 | $10,811-82.9% | $9,312-80.2% | $11,252-83.6% |