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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,909 | $89,367-9.5% | $141,191-42.7% | $72,975+10.9% |
| Participation rate | 95.9% | 75.1%+20.8pp | 82.5%+13.4pp | 69.5%+26.4pp |
| Annual return | 35.02% | 111.87%-76.8pp | 71.41%-36.4pp | 81.01%-46.0pp |
| Employer contribution / active EE | $6,910 | $3,115+121.8% | $4,736+45.9% | $2,440+183.2% |
| Participant deferral / active EE | $7,061 | $5,419+30.3% | $6,710+5.2% | $3,608+95.7% |
| Admin fee / account holder | $803 | $5,957-86.5% | $10,264-92.2% | $5,124-84.3% |