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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,974 | $98,766-2.8% | $149,730-35.9% | $79,852+20.2% |
| Participation rate | 98.8% | 75.8%+23.0pp | 82.5%+16.3pp | 69.6%+29.2pp |
| Annual return | 22.20% | 27.43%-5.2pp | 276.70%-254.5pp | 31.72%-9.5pp |
| Employer contribution / active EE | $5,108 | $3,217+58.8% | $4,645+10.0% | $2,471+106.7% |
| Participant deferral / active EE | $8,046 | $5,681+41.6% | $6,843+17.6% | $3,740+115.1% |
| Admin fee / account holder | $3,198 | $6,052-47.2% | $9,310-65.6% | $5,306-39.7% |