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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,148 | $210,698-33.5% | $178,014-21.3% | $145,959-4.0% |
| Participation rate | 85.7% | 80.8%+5.0pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 5.78% | 386.27%-380.5pp | 294.80%-289.0pp | 561.95%-556.2pp |
| Employer contribution / active EE | $3,403 | $4,567-25.5% | $3,950-13.9% | $4,661-27.0% |
| Participant deferral / active EE | $16,271 | $6,958+133.8% | $6,276+159.2% | $6,689+143.3% |
| Admin fee / account holder | $609 | $12,016-94.9% | $10,362-94.1% | $13,398-95.5% |