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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,148 | $211,239-33.7% | $178,528-21.5% | $145,877-3.9% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 5.78% | 30.22%-24.4pp | 27.11%-21.3pp | 551.28%-545.5pp |
| Employer contribution / active EE | $3,403 | $4,570-25.5% | $3,950-13.9% | $4,663-27.0% |
| Participant deferral / active EE | $16,271 | $6,963+133.7% | $6,278+159.2% | $6,691+143.2% |
| Admin fee / account holder | $609 | $12,095-95.0% | $10,419-94.2% | $13,402-95.5% |