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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $497,181 | $166,089+199.3% | $164,928+201.5% | $145,978+240.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 22.95% | 100.26%-77.3pp | 70.08%-47.1pp | 550.52%-527.6pp |
| Employer contribution / active EE | $3,190 | $5,276-39.5% | $4,343-26.5% | $4,662-31.6% |
| Participant deferral / active EE | $29,596 | $6,961+325.1% | $6,034+390.5% | $6,690+342.4% |
| Admin fee / account holder | $11,152 | $16,641-33.0% | $12,684-12.1% | $13,400-16.8% |