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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,252 | $142,392+89.8% | $119,622+125.9% | $134,532+100.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -25.50% | -12.46%-13.0pp | -14.98%-10.5pp | 418.27%-443.8pp |
| Employer contribution / active EE | $4,023 | $5,224-23.0% | $4,232-4.9% | $4,741-15.2% |
| Participant deferral / active EE | $32,278 | $6,467+399.1% | $5,601+476.3% | $6,401+404.3% |
| Admin fee / account holder | $10,474 | $13,593-22.9% | $10,328+1.4% | $11,429-8.4% |