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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,371 | $167,352+24.5% | $143,788+44.9% | $134,509+54.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 0.92% | 0.47%+0.5pp | -0.03%+1.0pp | 418.13%-417.2pp |
| Employer contribution / active EE | $12,307 | $5,620+119.0% | $4,952+148.5% | $4,741+159.6% |
| Participant deferral / active EE | $9,477 | $6,447+47.0% | $5,638+68.1% | $6,400+48.1% |
| Admin fee / account holder | $973 | $18,091-94.6% | $14,675-93.4% | $11,427-91.5% |